Liability Coverage

Members of Robinson & Cole's Insurance and Reinsurance Practice Group regularly advise insurers on coverage obligations and represent insurers in the litigation or appeal of disputes arising under various forms of liability insurance. These attorneys represent insurers regionally, nationally, and internationally. We have represented insurers in complex large loss claims arising in almost all of the United States as well as geographic locations as diverse as the United Kingdom, Italy, Greenland, and China.

These attorneys have broad experience with regard to diverse types of liability policies, whether form or manuscript policies. These attorneys focus routinely on coverage issues, including advertising injury, personal injury liability, errors and omissions, director's and officer's, named peril and all-risk property, hospital/medical/HMO/PPO, educator's liability, securities/broker, employment practices liability, intellectual property and patent infringement, sexual abuse/harassment issues, environmental/toxic tort, primary/excess disputes, and reinsurance contract obligations. Where multiple coverages are available for a claim, our attorneys are well versed in addressing disputes surrounding the application of multiple SIRs and allocation of defense and indemnity, as well as the operation of "other insurance" provisions.

In the context of underwriting and marketing compliance issues, our coverage attorneys deal with various issues, including misrepresentation, rescission, cancellation and non-renewal issues.

Our lawyers hold leadership positions in insurance industry organizations, including the ABA TIPS and the FICC. In the ABA Tort & Insurance Practice Section, attorneys in our Insurance and Reinsurance Group have recently served as Chair or Vice Chair of the Insurance Coverage Litigation Committee, Committee on the Economics of Tort and Insurance Law Practice, and Professionals and Officers and Directors Liability Committee. In the FICC, our attorneys now serve or recently served as Chair of the Insurance Coverage Law Section, the Extracontractual Liability Section, and the Professional Liability Section. In addition, Robinson & Cole attorneys have authored and lectured extensively on insurance coverage issues for the ABA, the FICC, Society of CPCU, Mealey's Publications, and state and local bar associations.