Stephen O. Clancy


  • Overview


    Stephen Clancy focuses his practice on insurance coverage and extra-contractual litigation, as well as professional liability and other complex litigation. He is a member of the firm’s Litigation Section, and its Insurance + Reinsurance Practice Group.

    Insurance Coverage Litigation and Counseling

    Stephen’s insurance coverage experience includes the representation of property, liability and excess insurance carriers in connection with high-exposure litigation often involving claims for extra-contractual damages. In the property insurance arena, he has served as counsel for major commercial property insurers in connection with litigation arising out of damages associated with Chinese Drywall, and natural catastrophes such as Hurricane Irene and Superstorm Sandy. He has also handled cases involving large business interruption and/or ordinance or law exposures. In addition to handling litigation, Stephen also assists his property insurer clients by coordinating investigations and appraisals, providing coverage opinions and analysis, and assisting with responding to inquiries from various State Insurance Departments. He has also been retained to provide advice regarding the proper organizational structuring of a claims department in order to best avoid imputed conflicts of interest and to protect privileged communications and confidentiality.

    Stephen’s liability coverage litigation experience includes the representation of liability and professional liability insurance carriers in connection with high-exposure litigation often involving allegations of bad faith settlement practices. He also provides pre-judgment advice to liability and professional liability insurance carriers in connection with minimizing bad faith failure to settle exposure.

    Professional Liability Defense

    Stephen’s experience also includes the representation of a diverse group of individual and institutional clients including legal, medical, financial, insurance, and design professionals. He has successfully defended professionals in connection with seven and eight figure malpractice litigation.

    Stephen is a regular speaker before legal and industry organizations on various insurance coverage related topics. He is the Chair Elect of the American Bar Association TIPS Property Insurance Law Committee, a member of the Steering Committee of the Hartford Chapter of the Professional Liability Underwriters Society, and a frequent author and contributor to Robinson+Cole’s Property Insurance Coverage Insights blog.

    Prior to joining Robinson+Cole, Stephen served as a judicial law clerk for the Honorable Barry R. Schaller of the Connecticut Appellate Court. While at the University of Connecticut, he represented indigent clients as a member of the school's criminal appellate and trial clinics, and he also served on the editorial board of the Connecticut Law Review.

  • Experience
    • Experience


      • Achieved positive resolution of multiple claims against insurers for alleged underpayment to policyholders following a fire at a Manhattan condominium building.  

      • Obtained summary judgment in favor of insurer in case which sought contractual and extra-contractual damages in a case arising out of suspected arson. The Connecticut Appellate Court affirmed the summary judgment ruling.

      • Successful in obtaining summary judgment for insurer in litigation which alleged it breached its insurance policy by refusing to defend and indemnify an insured in connection with an underlying lawsuit, which claimed the insured created a barrier to obstruct neighbors’ water views. The Maryland Court of Appeals affirmed the summary judgment ruling.

      • Part of litigation team that served as national counsel for a major insurer in coverage litigation arising from defective Chinese manufactured drywall. Achieved favorable settlement for insurance company client, reducing client’s exposure from over $40 million to a modest amount.

      • Through multiple mediations secured favorable resolution of threatened bad faith failure to settle claim arising from underlying medical malpractice action for less than 1/12 of the potential exposure. 

      • Successful in obtaining summary judgment for insurer on plaintiff’s bad faith claim on basis that Plaintiff failed to offer sufficient evidence to support claim that insurer acted with a dishonest purpose, moral obliquity, furtive design or ill will in handling Plaintiff’s claim. 

    • Professional Associations

      Professional Associations

      Connecticut Bar Association

      American Bar Association
      Chair, TIPS Property Insurance Law Committee (2018 - 2019)
      Chair-Elect, TIPS Property Insurance Law Committee (2017 - 2018)
      Vice Chair, TIPS Property Insurance Law Committee (2013 - 2017)

      Professional Liability Underwriting Society
      Future PLUS Task Force
      Steering Committee member, Hartford Chapter

      Defense Research Institute

      Connecticut Bar Foundation
      James W. Cooper Fellow
    • Honors + Awards

      Honors + Awards

      Presented with the 2018 CDLA Rising Star award

      Connecticut Law Tribune, recognized in 2017 New Leaders in the Law Yearbook

      Selected by his peers for inclusion in The Best Lawyers in America© in the area of Commercial Litigation for 2024. 

    • Community Involvement

      Community Involvement

      Leadership Greater Hartford

      iQuilt Partnership Inc.
      Board of Corporators
    • Publications


      Chapters entitled "Pre-Litigation Review” and “Removal” published in Property Insurance Litigator’s Handbook, Third Edition (2022), edited by Andrew B. Downs, Jay M. Levin and Heidi Hudson Raschke (2022), published by the American Bar Association.

    • Presentations


      "Cover Talk: Litigating coverage in the US and England - What’s the Difference?" webinar presented as part of Mills & Reeve’s May "Cover Talk" (5/25/2023)
      • » more info

      "What Keeps You Up at Night: Tips and Traps for Outside Counsel," as moderator during the DRI 2022 Insurance Coverage and Practice Symposium (12/8/2022)
      • » more info

      "The COVID-19 Crisis and CGL Insurance Coverage," co-presented with Rhonda J. Tobin, J. Gregory Lahr, Lawrence Klein and Jonathan E. Small, which addressed claim scenarios that insurers are likely to face in the COVID-19 era. (5/4/2020)
      • » more info

      "Preserving the Privilege—The Erosion of Protections for Confidential Communications Between In-House Attorneys, Claim Professionals, and Outside Counsel," co-presented with Rhonda J. Tobin and Gregory P. Varga, as part of the Insurance In-House Counsel CLE Series (1/11/2018)
      • » more info

      "Property Insurance 101," webinar sponsored by the Property Insurance Law Committee of the ABA's Tort Trial & Insurance Practice Section (TIPS) (2/15/2017)
      • » more info

      "Property Coverage Legal Update 2012: When Buildings Move, An Examination of the Earth Movement and Settling Exclusions," at New England Claims Executives Association, co-presented with Gregory P. Varga (4/10/2012)

      "The Fundamentals of Commercial Property Insurance Coverage: Key Strategies and Insight for Reading and Interpreting Policies," at Connecticut Bar Association's Continuing Legal Education Seminar, Young Lawyers Section (4/25/2011)

      "Property Coverage Legal Update 2011: Business Interruption Claims Related to 2011 Japan Earthquake & Tsunami," at New England Claims Executives Association, co-presented with Greg Varga (4/12/2011)

    • News

      R+C in the News

      • January 14, 2019

        Robinson+Cole Hosts PLUS Cyber Round Table

        • » more info
      • October 3, 2018

        Steve Clancy Appointed Chair of ABA's Property Insurance Law Committee of TIPS

        • » more info
      • January 25, 2018

        Steve Clancy, Rhonda Tobin, and Greg Varga Present on Attorney-Client Privilege as Part of New Insurance In-House Counsel CLE Series

        • » more info
      • June 1, 2017

        Steve Clancy Quoted in Hartford Business Journal Article

        • » more info
      • April 4, 2017

        Stephen Clancy Presents on Property Insurance, Becomes Chair-Elect of ABA Property Insurance Law Committee

        • » more info
      • May 14, 2014

        Robinson+Cole's Appellate Group Wins Connecticut Law Tribune's Litigation Department of the Year Award

        • » more info
      • September 18, 2013

        Steve Clancy Appointed Vice Chair of ABA's Property Insurance Law Committee of TIPS

        • » more info
      • May 9, 2012

        Gregory Varga and Stephen Clancy Present on Earth Movement and Settling Exclusions for Property Insurance

        • » more info

      R+C News Releases

      • August 17, 2023

        78 Robinson+Cole Lawyers Listed in The Best Lawyers in America© 2024

        • » more info
        • View article
      • November 20, 2018

        Steve Clancy Presented with “Rising Star" Award

        • » more info
        • View article
      • December 11, 2017

        Robinson+Cole Elects New Partners

      • October 6, 2017

        Robinson+Cole Lawyers Named “New Leaders in the Law” by the Connecticut Law Tribune

        • » more info
        • View article
      • December 11, 2013

        Robinson & Cole Elects Four New Partners and Promotes Six Counsel

        • » more info
        • View article
      • May 3, 2013

        Stephen Clancy Takes on Leadership Roles in Local Community and American Bar Association

        • » more info
      • May 7, 2012

        R&C Associates Spend Happy Hour with First Lady Cathy Malloy

        • » more info
        • View article