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Professional Liability Insurance

Professional liability insurance carriers have been experiencing a surge in claims for years. Our clients rely on the steady advice and skilled representation our Professional Liability Insurance practice group provides on complex and high-value claims.

Our representation in these matters covers many categories of professionals in an expansive range of disciplines. We provide representation for directors and officers (D+O) coverage, D+O liability defense, disciplinary and licensing activities, professional liability coverage, and professional liability defense.

Our Services

Using our considerable resources, we provide coverage advice and representation to defend liability claims against professionals—including claims against:

  • Accountants
  • Claims adjusters
  • Lawyers
  • Environmental consultants and engineers
  • Insurance agents and brokers
  • Media entities
  • Real estate agents, brokers, and appraisers
  • Third-party administrators

Directors + Officers (D+O) Insurance

We advise and represent insurers on D+O coverage issues, involving coverage for disputes arising in:

  • Adversary proceedings in bankruptcy litigation
  • Securities, statutory, and common law claims against corporate entities
  • White-collar crime

We litigate D+O coverage disputes involving:

  • Allocation between insured and noninsured defendants and claims
  • Availability of rescission remedies
  • Insured versus insured exclusion
  • Late notice defenses
  • Prior and pending, and related-claim provisions
  • Treatment of policy proceeds as an asset of a bankruptcy estate

We also defend directors and officers in various industries under D+O policies, including those of small and large private companies, banks, and holding companies, who have been accused of:

  • Breach of fiduciary duties
  • Fraud
  • Overcompensation
  • Self-dealing

Given recent waves of employment-related claims, many insurers offer D+O coverage for employment practices. We defend claims in state and federal court, including:

  • Discrimination
  • Sexual Harassment
  • Unfair hiring practices
  • Wrongful termination

Disciplinary + Licensing Activities

Our lawyers defend disciplinary and grievance complaints brought against professionals—including lawyers and accountants—in local, state, and federal forums.

We have been involved in some of the most significant attorney grievance proceedings in Connecticut, and we have represented clients under many circumstances, including:

  • Insurance brokers being accused of improper handling of escrow funds before the Insurance Commission
  • Real estate agents being accused of unethical conduct in the listing and sale of real estate before the Department of Consumer Protection, Real Estate Division
  • Professionals appearing before the State Architectural Licensing Board, the State Board of Examiners for Professional Engineers, the Banking Commissioner, and the State Board of Examiners for Nursing

Professional Liability
Our lawyers defend professional clients against claims of errors and omissions (E+O) in a variety of subject matter areas and industries. We also provide advice and representation to insurers on professional liability and E+O coverage claims against:

  • Accountants
  • Architects, engineers, and design professionals
  • Educational institutions
  • Insurance agents and brokers
  • Insurance claims administration operations
  • Investment companies and investment advisors
  • Lawyers
  • Management consultants
  • Public officials
  • Securities brokers and dealers

Our Team

Our Professional Liability Insurance team lawyers provide seamlessly integrated legal services by collaborating with our colleagues across our firm’s diverse practice areas. Our clients benefit from the combined knowledge, resources, and proficiency of our practice groups, including Bankruptcy + Reorganizations; Environmental, Energy + Utilities; Labor, Employment, Benefits + Immigration; Real Estate + Development; Tax + Exempt Organizations.

Our top-tier Professional Liability Insurance lawyers have a strong base of experience, which informs and enriches our representation on the substantive legal areas of any particular dispute. We are equipped to defend your business through litigation on complex and high-value claims.

Experience


Insurance Coverage Litigation + Counseling: Building Snow Collapse

Represented a commercial property insurer in connection with its investigation and adjustment of a claim for the replacement of a 220,000-square-foot, preengineered steel building that had collapsed under the weight of snow. This high-value claim presented a number of complex issues, including the proper measure of the property's actual cash value and the priority of salvage rights, and required innovative strategies to avoid appraisal and litigation.

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Billing Practices or Professional Services?

Represented Lawyers Professional Liability insurer in coverage disputes regarding whether allegations against law firm involved billing practices of firm or the rendering of professional services.

Death Spiral Financing + Fraud

Representation of D+O insurer in coverage litigation concerning six underlying actions alleging death spiral financing and fraud and concerning the applicability of late notice/prejudice issues, prior and pending litigation and prior knowledge exclusions, interrelated wrongful acts interpretation, and disputes regarding allocation of defense expenses among covered and uncovered parties and claims. Obtained summary judgment on late notice.

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News


October 9, 2024

Robinson+Cole Recognized in 2025 Edition of Benchmark Litigation

Robinson+Cole was again ranked as a “highly recommended” firm in Connecticut in the 2025 edition of Benchmark Litigation – “the Definitive Guide to America’s Leading Firm and Attorneys”. In addition, fourteen Robinson+Cole lawyers were named litigation “stars.” This past August, Robinson+Cole Managing Partner Rhonda Tobin was also recognized as one of Benchmark Litigation‘s 2024 “Top 250 Women in Litigation” for the eleventh consecutive year. Rhonda, once again, was the only female litigator chosen in the state of Connecticut for 2024. The following Robinson+Cole lawyers earned a star designation in Benchmark Litigation 2025: Wystan M. Ackerman Bradford S. Babbitt Patrick W. Begos Joseph L. Clasen Kathleen E. Dion Gerald P. Dwyer Jr. Edward J. Heath Linda L. Morkan Danielle H. Tangorre Rhonda J. Tobin Theodore J. Tucci Jeffrey J. White About Benchmark Litigation Now in its 18th year of publication, Benchmark Litigation is the only publication on the market to focus exclusively on litigation in the U.S. Firms listed as highly recommended received the most mentions by peers and clients. Local litigation stars reflect lawyers who are consistently recommended as reputable and effective litigators by peers and clients and were held as dominant in their particular jurisdiction. Benchmark is published by Euromoney’s Legal Media Group. Read more about the publication’s methodology.

August 20, 2020

61 Robinson+Cole Lawyers Listed in The Best Lawyers in America© 2021

August 13, 2020

Robinson+Cole Lawyer Among Benchmark Litigation’s Top 250 Women in Litigation

October 9, 2024

Robinson+Cole Recognized in 2025 Edition of Benchmark Litigation

Robinson+Cole was again ranked as a “highly recommended” firm in Connecticut in the 2025 edition of Benchmark Litigation – “the Definitive Guide to America’s Leading Firm and Attorneys”. In addition, fourteen Robinson+Cole lawyers were named litigation “stars.” This past August, Robinson+Cole Managing Partner Rhonda Tobin was also recognized as one of Benchmark Litigation‘s 2024 “Top 250 Women in Litigation” for the eleventh consecutive year. Rhonda, once again, was the only female litigator chosen in the state of Connecticut for 2024. The following Robinson+Cole lawyers earned a star designation in Benchmark Litigation 2025: Wystan M. Ackerman Bradford S. Babbitt Patrick W. Begos Joseph L. Clasen Kathleen E. Dion Gerald P. Dwyer Jr. Edward J. Heath Linda L. Morkan Danielle H. Tangorre Rhonda J. Tobin Theodore J. Tucci Jeffrey J. White About Benchmark Litigation Now in its 18th year of publication, Benchmark Litigation is the only publication on the market to focus exclusively on litigation in the U.S. Firms listed as highly recommended received the most mentions by peers and clients. Local litigation stars reflect lawyers who are consistently recommended as reputable and effective litigators by peers and clients and were held as dominant in their particular jurisdiction. Benchmark is published by Euromoney’s Legal Media Group. Read more about the publication’s methodology.

August 20, 2020

61 Robinson+Cole Lawyers Listed in The Best Lawyers in America© 2021

August 13, 2020

Robinson+Cole Lawyer Among Benchmark Litigation’s Top 250 Women in Litigation