Robinson Cole LLP
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Raymond T. DeMeo handles insurance litigation, including claims stemming from large-scale natural and man-made disasters. He has extensive experience with complex and high-exposure property and general liability insurance claims and litigation, including class action lawsuits, domestically and internationally. 

Property Insurance Coverage Litigation

Ray has extensive experience as a property insurance litigator, both inside and outside the companies he represents. Before he joined Robinson+Cole, he was Assistant Vice President and Managing Counsel at Travelers Property Casualty Company, where he oversaw all commercial property insurance litigation nationwide, including bad faith lawsuits arising from property insurance claims. He directly supervised the World Trade Center property insurance litigation and oversaw all litigation arising from Hurricane Katrina. Ray also served as Assistant Vice President of Property Claims at Ironshore Specialty Insurance Company, where he supervised high-exposure surplus lines property claims and litigation, nationally and internationally, and assisted in the drafting of specialty policy forms and endorsements.

Ray has tried several cases to verdict in federal and state courts, and has briefed and argued numerous state and federal court appeals. He is a court-appointed arbitrator and special master for the Connecticut Judicial Department.

Pro Bono

Ray is involved in our firm’s effort to help immigrant children who are abandoned, abused, or neglected. The program involves assisting children who are seeking Special Immigrant Juvenile Status (SIJS), so they can avoid deportation and eventually become United States citizens.

Ray is also an adjunct professor of insurance law at the University of Connecticut School of Law, where he teaches a course in Property Insurance Law. He is the former President of the Federal Bar Association of Hartford County. Ray is a frequent speaker at professional conferences sponsored by the American Bar Association’s Tort and Insurance Practice Section, the Defense Research Institute, the Loss Executives Association, and other industry groups. He served as a law clerk to the Honorable Ellen Ash Peters during her tenure as Chief Justice of the Connecticut Supreme Court.

Ray regularly writes on insurance-related topics.

  • University of Connecticut School of Law (Juris Doctor, with high honors)
  • Williams College (Bachelors, magna cum laude)
    • B.A.

  • Commonwealth of Massachusetts
  • State of Connecticut
  • U.S. Court of Appeals, 2nd Circuit
  • U.S. District Court, District of Connecticut
  • U.S. District Court, Eastern District of New York
  • U.S. District Court, Northern District of New York
  • U.S. District Court, Southern District of New York

Selected by his peers for inclusion in The Best Lawyers in America© in the area of Insurance Law for 2026, 2025 and 2024 

American Bar Association

Connecticut Bar Association

Loss Executives Association

University of Connecticut School of Law
Adjunct Professor

Experience


Surgical Instruments Exposed to Disease

Obtained summary judgment in favor of an insurance company client in a suit by a hospital for losses it sustained after it inadvertently used surgical instruments that had been exposed to a highly contagious communicable disease on hospital patients. The hospital made a claim under the policy's coverage for communicable disease and crisis management. The District Court agreed with the carrier that these coverage's only applied to premises contamination, not loss to patients or loss of the instruments themselves.

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Tornado + Storm Loss

Won summary judgment on behalf of an insurance company client in federal court, defeating plaintiff’s allegations of breach of contract, bad faith and statutory violations. The owner of a hotel had sought to recover for the total loss of the business due to a 2011 tornado in Massachusetts followed by rain and ice storms later that year. The court agreed with the insurer that the insured’s failure to repair or replace the property within two years of the date of loss, as required by the insurance contract, meant there was no coverage for replacement cost, rejecting the insureds’ argument that delays in claim resolution were the carrier's fault, and should extend the two-year period.

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Foundation Deterioration + Cracking

Won summary judgment for an insurer who argued that the progressive deterioration and cracking of foundation walls caused by oxidation of minerals in the concrete was not a “sudden and accidental” collapse, as required by the insurer’s policy.

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Events


Past

Policy Challenges, Inter-Insurer Interactions, and Effective Claim Handling in the Market Environment

June 14, 2023 - June 16, 2023
Loss Executives Association (LEA) 2023 Spring Meeting & Educational Conference
Past

Business Interruption and First-Party Coverage After Hurricanes, Floods: Issues for Insurers and Insureds

Dec 7 2021
Strafford
Past

Policy Challenges, Inter-Insurer Interactions, and Effective Claim Handling in the Market Environment

June 14, 2023 - June 16, 2023
Loss Executives Association (LEA) 2023 Spring Meeting & Educational Conference
Past

Business Interruption and First-Party Coverage After Hurricanes, Floods: Issues for Insurers and Insureds

Dec 7 2021
Strafford
Past

Crumbling Concrete: Anatomy of a Progressive Loss

June 2-3, 2021
Loss Executives Association
Past

Business Interruption Insurance Coverage and the COVID-19 Crisis: An Examination

Mar 26 2020
R+C-Hosted Webinar
Past

The ALI's Restatement of the Law of Liability Insurance, The World Turned Upside Down?

Apr 29 2019
University of Connecticut School of Law
Past

The World Turned Upside Down

Apr 5 2019
American Law Institute’s Restatement of Law Liability Insurance conference
Past

Crumbling Concrete: Anatomy of a Progressive Loss

June 2-3, 2021
Loss Executives Association
Past

Business Interruption Insurance Coverage and the COVID-19 Crisis: An Examination

Mar 26 2020
R+C-Hosted Webinar
Past

The ALI's Restatement of the Law of Liability Insurance, The World Turned Upside Down?

Apr 29 2019
University of Connecticut School of Law
Past

The World Turned Upside Down

Apr 5 2019
American Law Institute’s Restatement of Law Liability Insurance conference

News


August 26, 2025

78 Robinson+Cole Lawyers Listed in The Best Lawyers in America© 2026

The Best Lawyers in America© has named 78 Robinson+Cole lawyers across the firm’s practice groups and offices for inclusion in and recognition in its 2026 edition. The firm had 57 lawyers resident in its Connecticut offices named to the list and continues to have the highest number of recognized lawyers in the state. Robinson+Cole also has the highest number of listed lawyers in Connecticut in the areas of environmental law, health care law, and insurance law. Additionally, eight lawyers were named Best Lawyers® 2026 “Lawyer of the Year.” A Best Lawyers® “Lawyer of the Year” designation is awarded to one lawyer in each of various high-profile specialties in large legal communities. These lawyers received the highest ratings among their peers for their abilities, professionalism, and integrity. They include: Hartford, CT – Best Lawyers® 2026 “Lawyer of the Year” Christine E. Bromberg – Tax Law Emilee Mooney Scott – Environmental Law Gregory R. Faulkner – Construction Law Joey Lee Miranda – Energy Law John B. Lynch, Jr. – Corporate Law John H. Mutchler – Copyright Law Michael R. Enright – Bankruptcy and Creditor Debtor Rights / Insolvency and Reorganization Law Providence, RI – Best Lawyers® 2026 “Lawyer of the Year” Roger A. Peters, II – Real Estate Law The sixth edition of Best Lawyers: Ones to Watch® in America was also released, which includes 14 Robinson+Cole lawyers. The “Ones to Watch” recognition is given to lawyers early in their careers for their outstanding professional excellence in private practice in the United States. The firm has the highest number of lawyers to receive this designation in Hartford, Connecticut. Inclusion in The Best Lawyers in America® and Best Lawyers: Ones to Watch® in America is determined through a comprehensive peer-review survey. The 2026 awards were created by analyzing over 3.4 million evaluations, assessing over 130,000 vetted nominees. Additional information regarding the Best Lawyers selection methodology can be read here. Congratulations to the following Robinson+Cole lawyers: Hartford, CT – Best Lawyers® Wystan M. Ackerman – Litigation -Insurance Kenneth C. Baldwin – Energy Law Bruce B. Barth – Employee Benefits (ERISA) Law Garry C. Berman – Real Estate Law Patrick M. Birney – Bankruptcy and Creditor Debtor Rights / Insolvency and Reorganization Law Lisa M. Boyle – Health Care Law Dan A. Brody – Commercial Litigation; Criminal Defense: White-Collar Christine E. Bromberg – Nonprofit / Charities Law; Tax Law Dennis C. Cavanaugh – Construction Law; Litigation-Construction Stephen O. Clancy – Commercial Litigation; Litigation - Insurance Thomas P. Cody – Real Estate Law Britt-Marie K. Cole-Johnson – Employment Law - Individuals; Employment Law - Management John L. Cordani – Litigation - Intellectual Property; Trade Secrets Law; Trademark Law Kevin P. Daly – Commercial Litigation Raymond T. DeMeo – Insurance Law Natale V. DiNatale – Employment Law - Management; Labor Law - Management Conor O. Duffy – Health Care Law Michael R. Enright – Bankruptcy and Creditor Debtor Rights / Insolvency and Reorganization Law; Litigation - Bankruptcy Gregory R. Faulkner – Construction Law; Litigation - Construction Brian C. Freeman – Environmental Law; Litigation - Environmental Stephen E. Goldman – Insurance Law Matthew J. Guanci, Jr. – Corporate Law Edward J. Heath – Commercial Litigation Frederick E. Hedberg – Construction Law, Litigation - Construction Christopher J. Hug – Litigation - Construction Rachel V. Kushel – Employment Law - Management; Labor Law - Management John B. Lynch Jr. – Corporate Law; Mergers and Acquisitions Law Michael F. Maglio – Banking and Finance Law; Commercial Finance Law; Equipment Finance Law; Securitization and Structured Finance Law Virginia E. McGarrity – Employee Benefits (ERISA) Law Robert S. Melvin – Environmental Law; Litigation - Environmental Joey Lee Miranda – Energy Law; Energy Regulatory Law; Environmental Law Linda L. Morkan – Appellate Practice John H. Mutchler – Copyright Law; Patent Law; Trademark Law Megan R. Naughton – Immigration Law Martin A. Onorato – Construction Law; Litigation - Construction David M. Panico – Public Finance Law Earl W. Phillips, Jr. – Environmental Law James P. Ray – Environmental Law; Litigation - Environmental Edward J. Samorajczyk, Jr. – Corporate Law; Securities / Capital Markets Law Jacqueline Pennino Scheib – Copyright Law; Trademark Law Emilee Mooney Scott – Environmental Law Jonathan E. Small – Insurance Law Brian R. Smith – Land Use and Zoning Law Rhonda J. Tobin – Insurance Law Theodore J. Tucci – Health Care Law; Insurance Law Abby M. Warren – Employment Law - Management Jeffrey J. White – Commercial Litigation; Mass Tort Litigation / Class Actions - Defendants William S. Wilson II – Construction Law; Litigation - Construction Hartford, CT - Ones to Watch Christopher A. Costain – Personal Injury Litigation - Defendants Jason H. DePatie – Insurance Law Scott T. Garosshen – Appellate Practice Abigail L. Preissler – Banking and Finance Law; Corporate Law Stamford, CT – Best Lawyers®  Patrick W. Begos – Litigation - Insurance Gregory J. Bennici – Insurance Law; Litigation - Insurance Thomas J. Donlon – Appellate Practice Steven L. Elbaum – Real Estate Law John H. Kane – Insurance Law Eric M. Kogan – Corporate Law Charles F. Martin III – Real Estate Law John F.X. Peloso Jr. – Litigation - Real Estate Patricia D. Weitzman – Health Care Law; Litigation - Health Care Stamford, CT - Ones to Watch Emily C. Deans – Energy Law Austin G. Provost – Real Estate Law Boston, MA - Best Lawyers® Joseph A. Barra – Construction Law Kendra L. Berardi – Real Estate Law Amanda S. Eckhoff – Real Estate Law Michael S. Giaimo – Land Use and Zoning Law; Real Estate Law E. Christopher Kehoe – Real Estate Law Matthew J. Lawlor – Land Use and Zoning Law; Real Estate Law Seth B. Orkand – Criminal Defense: General Practice, Criminal Defense: White-Collar Kathleen M. Porter – Information Technology Law Deirdre M. Robinson – Real Estate Law Boston, MA - Ones to Watch Jessica D. Bardi – Environmental Law; Land Use and Zoning Law; Litigation - Environmental Jonathan L. Cabot – Corporate Law; Public Finance Law Julianna M. Charpentier – Commercial Litigation; Litigation - Real Estate Jeffrey R. Gribouski – Commercial Litigation; Insurance Law; Litigation – Construction; Litigation – Environmental; Personal Injury Litigation - Defendants New York, NY - Best Lawyers® Ian T. Clarke-Fisher – Litigation - Labor and Employment E. Evans Wohlforth, Jr. – Commercial Litigation New York, NY - Ones to Watch Janet (Zhanna) Kljyan – Commercial Litigation Albany, NY - Best Lawyers® Danielle H. Tangorre – Administrative / Regulatory Law; Elder Law; Health Care Law Philadelphia, PA - Best Lawyers® Laurie A. Krepto – Bankruptcy and Creditor Debtor Rights / Insolvency and Reorganization Law Philadelphia, PA - Ones to Watch Katherine M. Fix – Bankruptcy and Creditor Debtor Rights / Insolvency and Reorganization Law Wilmington, DE - Best Lawyers® Natalie D. Ramsey – Bankruptcy and Creditor Debtor Rights / Insolvency and Reorganization Law; Litigation - Bankruptcy Providence, RI - Best Lawyers® William M. Daley – Commercial Litigation; Insurance Law; Litigation - Insurance Linn F. Freedman – Artificial Intelligence Law; Commercial Litigation; Privacy and Data Security Law Dana M. Horton – Insurance Law; Litigation - Insurance; Personal Injury Litigation - Defendants Patricia J. Igoe – Commercial Finance Law Roger A. Peters II – Real Estate Law Daniel F. Sullivan – Insurance Law George W. Watson III – Energy Regulatory Law Miami, FL -  Ones to Watch Audrey E. Goldman – Insurance Law Washington, DC - Ones to Watch Kyle G. Hepner – Intellectual Property Law; Litigation - Intellectual Property

Firm receives top listing in Connecticut lawyer count in national peer review survey
78 Robinson+Cole Lawyers Listed in The Best Lawyers in America© 2026 teaser
August 15, 2024

78 Robinson+Cole Lawyers Listed in The Best Lawyers in America© 2025

78 Robinson+Cole Lawyers Listed in <i>The Best Lawyers in America</i>© 2025 teaser
August 17, 2023

78 Robinson+Cole Lawyers Listed in The Best Lawyers in America© 2024

Best Lawyers in America
78 Robinson+Cole Lawyers Listed in The Best Lawyers in America© 2024 teaser
August 26, 2025

78 Robinson+Cole Lawyers Listed in The Best Lawyers in America© 2026

The Best Lawyers in America© has named 78 Robinson+Cole lawyers across the firm’s practice groups and offices for inclusion in and recognition in its 2026 edition. The firm had 57 lawyers resident in its Connecticut offices named to the list and continues to have the highest number of recognized lawyers in the state. Robinson+Cole also has the highest number of listed lawyers in Connecticut in the areas of environmental law, health care law, and insurance law. Additionally, eight lawyers were named Best Lawyers® 2026 “Lawyer of the Year.” A Best Lawyers® “Lawyer of the Year” designation is awarded to one lawyer in each of various high-profile specialties in large legal communities. These lawyers received the highest ratings among their peers for their abilities, professionalism, and integrity. They include: Hartford, CT – Best Lawyers® 2026 “Lawyer of the Year” Christine E. Bromberg – Tax Law Emilee Mooney Scott – Environmental Law Gregory R. Faulkner – Construction Law Joey Lee Miranda – Energy Law John B. Lynch, Jr. – Corporate Law John H. Mutchler – Copyright Law Michael R. Enright – Bankruptcy and Creditor Debtor Rights / Insolvency and Reorganization Law Providence, RI – Best Lawyers® 2026 “Lawyer of the Year” Roger A. Peters, II – Real Estate Law The sixth edition of Best Lawyers: Ones to Watch® in America was also released, which includes 14 Robinson+Cole lawyers. The “Ones to Watch” recognition is given to lawyers early in their careers for their outstanding professional excellence in private practice in the United States. The firm has the highest number of lawyers to receive this designation in Hartford, Connecticut. Inclusion in The Best Lawyers in America® and Best Lawyers: Ones to Watch® in America is determined through a comprehensive peer-review survey. The 2026 awards were created by analyzing over 3.4 million evaluations, assessing over 130,000 vetted nominees. Additional information regarding the Best Lawyers selection methodology can be read here. Congratulations to the following Robinson+Cole lawyers: Hartford, CT – Best Lawyers® Wystan M. Ackerman – Litigation -Insurance Kenneth C. Baldwin – Energy Law Bruce B. Barth – Employee Benefits (ERISA) Law Garry C. Berman – Real Estate Law Patrick M. Birney – Bankruptcy and Creditor Debtor Rights / Insolvency and Reorganization Law Lisa M. Boyle – Health Care Law Dan A. Brody – Commercial Litigation; Criminal Defense: White-Collar Christine E. Bromberg – Nonprofit / Charities Law; Tax Law Dennis C. Cavanaugh – Construction Law; Litigation-Construction Stephen O. Clancy – Commercial Litigation; Litigation - Insurance Thomas P. Cody – Real Estate Law Britt-Marie K. Cole-Johnson – Employment Law - Individuals; Employment Law - Management John L. Cordani – Litigation - Intellectual Property; Trade Secrets Law; Trademark Law Kevin P. Daly – Commercial Litigation Raymond T. DeMeo – Insurance Law Natale V. DiNatale – Employment Law - Management; Labor Law - Management Conor O. Duffy – Health Care Law Michael R. Enright – Bankruptcy and Creditor Debtor Rights / Insolvency and Reorganization Law; Litigation - Bankruptcy Gregory R. Faulkner – Construction Law; Litigation - Construction Brian C. Freeman – Environmental Law; Litigation - Environmental Stephen E. Goldman – Insurance Law Matthew J. Guanci, Jr. – Corporate Law Edward J. Heath – Commercial Litigation Frederick E. Hedberg – Construction Law, Litigation - Construction Christopher J. Hug – Litigation - Construction Rachel V. Kushel – Employment Law - Management; Labor Law - Management John B. Lynch Jr. – Corporate Law; Mergers and Acquisitions Law Michael F. Maglio – Banking and Finance Law; Commercial Finance Law; Equipment Finance Law; Securitization and Structured Finance Law Virginia E. McGarrity – Employee Benefits (ERISA) Law Robert S. Melvin – Environmental Law; Litigation - Environmental Joey Lee Miranda – Energy Law; Energy Regulatory Law; Environmental Law Linda L. Morkan – Appellate Practice John H. Mutchler – Copyright Law; Patent Law; Trademark Law Megan R. Naughton – Immigration Law Martin A. Onorato – Construction Law; Litigation - Construction David M. Panico – Public Finance Law Earl W. Phillips, Jr. – Environmental Law James P. Ray – Environmental Law; Litigation - Environmental Edward J. Samorajczyk, Jr. – Corporate Law; Securities / Capital Markets Law Jacqueline Pennino Scheib – Copyright Law; Trademark Law Emilee Mooney Scott – Environmental Law Jonathan E. Small – Insurance Law Brian R. Smith – Land Use and Zoning Law Rhonda J. Tobin – Insurance Law Theodore J. Tucci – Health Care Law; Insurance Law Abby M. Warren – Employment Law - Management Jeffrey J. White – Commercial Litigation; Mass Tort Litigation / Class Actions - Defendants William S. Wilson II – Construction Law; Litigation - Construction Hartford, CT - Ones to Watch Christopher A. Costain – Personal Injury Litigation - Defendants Jason H. DePatie – Insurance Law Scott T. Garosshen – Appellate Practice Abigail L. Preissler – Banking and Finance Law; Corporate Law Stamford, CT – Best Lawyers®  Patrick W. Begos – Litigation - Insurance Gregory J. Bennici – Insurance Law; Litigation - Insurance Thomas J. Donlon – Appellate Practice Steven L. Elbaum – Real Estate Law John H. Kane – Insurance Law Eric M. Kogan – Corporate Law Charles F. Martin III – Real Estate Law John F.X. Peloso Jr. – Litigation - Real Estate Patricia D. Weitzman – Health Care Law; Litigation - Health Care Stamford, CT - Ones to Watch Emily C. Deans – Energy Law Austin G. Provost – Real Estate Law Boston, MA - Best Lawyers® Joseph A. Barra – Construction Law Kendra L. Berardi – Real Estate Law Amanda S. Eckhoff – Real Estate Law Michael S. Giaimo – Land Use and Zoning Law; Real Estate Law E. Christopher Kehoe – Real Estate Law Matthew J. Lawlor – Land Use and Zoning Law; Real Estate Law Seth B. Orkand – Criminal Defense: General Practice, Criminal Defense: White-Collar Kathleen M. Porter – Information Technology Law Deirdre M. Robinson – Real Estate Law Boston, MA - Ones to Watch Jessica D. Bardi – Environmental Law; Land Use and Zoning Law; Litigation - Environmental Jonathan L. Cabot – Corporate Law; Public Finance Law Julianna M. Charpentier – Commercial Litigation; Litigation - Real Estate Jeffrey R. Gribouski – Commercial Litigation; Insurance Law; Litigation – Construction; Litigation – Environmental; Personal Injury Litigation - Defendants New York, NY - Best Lawyers® Ian T. Clarke-Fisher – Litigation - Labor and Employment E. Evans Wohlforth, Jr. – Commercial Litigation New York, NY - Ones to Watch Janet (Zhanna) Kljyan – Commercial Litigation Albany, NY - Best Lawyers® Danielle H. Tangorre – Administrative / Regulatory Law; Elder Law; Health Care Law Philadelphia, PA - Best Lawyers® Laurie A. Krepto – Bankruptcy and Creditor Debtor Rights / Insolvency and Reorganization Law Philadelphia, PA - Ones to Watch Katherine M. Fix – Bankruptcy and Creditor Debtor Rights / Insolvency and Reorganization Law Wilmington, DE - Best Lawyers® Natalie D. Ramsey – Bankruptcy and Creditor Debtor Rights / Insolvency and Reorganization Law; Litigation - Bankruptcy Providence, RI - Best Lawyers® William M. Daley – Commercial Litigation; Insurance Law; Litigation - Insurance Linn F. Freedman – Artificial Intelligence Law; Commercial Litigation; Privacy and Data Security Law Dana M. Horton – Insurance Law; Litigation - Insurance; Personal Injury Litigation - Defendants Patricia J. Igoe – Commercial Finance Law Roger A. Peters II – Real Estate Law Daniel F. Sullivan – Insurance Law George W. Watson III – Energy Regulatory Law Miami, FL -  Ones to Watch Audrey E. Goldman – Insurance Law Washington, DC - Ones to Watch Kyle G. Hepner – Intellectual Property Law; Litigation - Intellectual Property

Firm receives top listing in Connecticut lawyer count in national peer review survey
78 Robinson+Cole Lawyers Listed in The Best Lawyers in America© 2026 teaser
August 15, 2024

78 Robinson+Cole Lawyers Listed in The Best Lawyers in America© 2025

78 Robinson+Cole Lawyers Listed in <i>The Best Lawyers in America</i>© 2025 teaser
August 17, 2023

78 Robinson+Cole Lawyers Listed in The Best Lawyers in America© 2024

Best Lawyers in America
78 Robinson+Cole Lawyers Listed in The Best Lawyers in America© 2024 teaser
April 11, 2019

J. Tyler Butts and Ray DeMeo Take Part in ALI’s Restatement of Law Liability Insurance Conference

February 26, 2018

Ray DeMeo Presents at the Loss Executives Association Annual Meeting


April 11, 2019

J. Tyler Butts and Ray DeMeo Take Part in ALI’s Restatement of Law Liability Insurance Conference

February 26, 2018

Ray DeMeo Presents at the Loss Executives Association Annual Meeting