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Daniel F. Sullivan is a trial lawyer with over 35 years of experience representing clients in complex commercial disputes, with an emphasis on insurance coverage and extra-contractual claims litigation. He has represented clients in state and federal courts in Rhode Island, Connecticut, Massachusetts, Maine, New Hampshire, New York, New Jersey, Pennsylvania, Virginia, Florida, Georgia, Alabama, Louisiana, and Texas, and appeals to the United States Courts of Appeals for the First, Second, and Fourth Circuits, the Rhode Island Supreme Court and the Appellate and Supreme Courts of Connecticut. Dan has substantial trial and arbitration experience, having tried more than 30 matters to verdict, final judgment, or final arbitration decision.

Insurance Coverage + Bad Faith Litigation

Dan’s work representing insurance companies in complex property insurance coverage litigation includes serving as counsel for insurers in significant cases arising from the COVID-19 pandemic, Superstorm Sandy, Hurricane Irene, Hurricane Ike, Hurricane Katrina, and the September 11 terrorist attacks. He has also litigated cases involving losses to residences and businesses arising from catastrophic fires and explosions, mold contamination, defective workmanship, and construction defects. He has significant experience in matters involving complex business interruption claims and associated accounting issues, all forms of appraisal and reference matters, and defending bad faith and unfair trade practices claims. In addition, he has litigated substantial cases arising under liability, marine, boiler and machinery, and builders’ risk policies.

Dan's experience includes coordinating a major insurer’s investigation, coverage analysis and litigation regarding claims for damages associated with Chinese-made drywall; representation of a commercial property insurer in a case involving a $100 million claim by a publicly traded company for claimed losses arising from an arson fire; and representation of an insurance carrier in coverage litigation initiated by a major Roman Catholic archdiocese seeking coverage for a multimillion-dollar settlement with alleged victims of clergy sexual abuse.

Business Litigation

Dan has also represented other businesses in a broad spectrum of commercial litigation. He was lead litigation and trial counsel for an international pharmaceutical company in its initial response to, investigation of, and litigation arising from an explosion that resulted in serious personal injuries and significant property damage. Dan has represented financial institutions in challenges to the validity of mortgages and the Mortgage Electronic Registration Systems (MERS). Most recently, he assisted in the successful defense of national actuarial firms in malpractice cases involving claims asserted by a municipal pension system and by participants of a hospital system pension plan. His other case experience includes the trial and appeal of dissolution and shareholder derivative actions which established the scope of the business judgment rule in the state of Connecticut and a murder case that was a case study on the issue of time of death in Dr. Henry Lee's book Cracking Cases: The Science of Solving Crime.

For ten years, Dan was a member of the adjunct faculty at the University of Connecticut School of Law, where he developed and taught a graduate-level course in property insurance law. He frequently speaks on insurance and litigation-related issues to bar and industry organizations and provides in-house training sessions to insurance company personnel on coverage issues and trial tactics. Dan previously served as co-chair of our firm’s Litigation section and chair of our firm’s Insurance + Reinsurance practice group and was a founding member and the original partner-in-charge of our firm's Providence office.

Dan was ranked in Chambers USA: America’s Leading Lawyers for Business in the state of Connecticut in the area of Insurance since 2024 and has been selected for inclusion in The Best Lawyers in America in the area of Insurance Law since 2006.

  • The George Washington University Law School (Juris Doctor, with high honors)
    • Order of the Coif
  • The George Washington University (Bachelors, with distinction)
    • B.A., History
    • Phi Beta Kappa

  • Commonwealth of Massachusetts
  • State of Connecticut
  • State of Rhode Island
  • U.S. Court of Appeals, 1st Circuit
  • U.S. Court of Appeals, 2nd Circuit
  • U.S. District Court, District of Connecticut
  • U.S. District Court, District of Massachusetts
  • U.S. District Court, Eastern District of New York
  • U.S. District Court, Southern District of New York
  • U.S. District Court, District of Rhode Island

Received a Band 1 ranking in Chambers USA: America's Leading Lawyers for Business in the State of Connecticut in the area of Insurance for 2024, 2025, and 2026

Selected by his peers for inclusion in The Best Lawyers in America© in the area of Insurance Law since 2006

Selected to the Connecticut Super Lawyers list from 2007 to 2020

University of Connecticut School of Law
Insurance Law Center, Adjunct Faculty (1998 - 2008)

American Bar Association
Section of Litigation
Tort Trial and Insurance Practice Section, Past Vice Chair of Property Insurance Law Committee

Connecticut Bar Association
Insurance Law Section
Litigation Section

Rhode Island Bar Association
Federal Court Bench and Bar Committee
Superior Court Bench and Bar Committee

Rhode Island Bar Foundation
Fellow

Experience


Josephson, LLC v. Affiliated FM Insurance Company

Josephson, LLC v. Affiliated FM Ins. Co., 314 A.2d 954 (R.I. 2024) – Affirming the judgment of the Superior Court (2022 WL 999134 (R.I. Super. 2022)) that the relevant insurance policy’s Contamination Exclusion unambiguously applies to bar claims for COVID-19 business interruption losses.

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Amphenol Corp. v. Factory Mutual Insurance Company

Amphenol Corp. v. Factory Mutual Ins. Co., 2024 WL 3385133 (2d Cir. 2024) – Affirming judgment of the district court (2023 WL 3057146 (D. Conn. 2023)) which granted motion for judgment on the pleadings in suit for claimed business income losses arising from COVID-19 pandemic on grounds that viral particles which naturally subside after cleaning or the passage of time, does not constitute physical loss or damage under the relevant insurance policy.

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ACS Industries Inc. v. Great Northern Insurance Company

ACS Industries Inc. v. Great Northern Ins. Co., 2024 WL 3470852 (D.R.I. 2024) – Ruling granting insurer’s motion to dismiss for claims for business interruption and financial losses arising from COVID-19 pandemic finding Rhode Island Supreme Court would join the overwhelming weight of authority that the presence of a virus does not constitute direct physical loss or damage to property under the relevant insurance policy.

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Publications


January 2022

"Suit Limitations and Statutes of Limitations” and “Suit Limitations Checklist”

Property Insurance Litigator’s Handbook, Third Edition (2022)

Edited by Andrew B. Downs and Heidi Hudson Raschke (2022), published by the ABA

March 2018

Let’s Agree to Disagree – Undisputed Amounts and Partial Payments

The Brief, a publication of the Tort Trial and Insurance Practice Section of the American Bar Association

Published in the Winter 2018 edition

February 8, 2010

Proof of Lender’s Standing Required by Insurers

Connecticut Law Tribune
January 2022

"Suit Limitations and Statutes of Limitations” and “Suit Limitations Checklist”

Property Insurance Litigator’s Handbook, Third Edition (2022)

Edited by Andrew B. Downs and Heidi Hudson Raschke (2022), published by the ABA

March 2018

Let’s Agree to Disagree – Undisputed Amounts and Partial Payments

The Brief, a publication of the Tort Trial and Insurance Practice Section of the American Bar Association

Published in the Winter 2018 edition

February 8, 2010

Proof of Lender’s Standing Required by Insurers

Connecticut Law Tribune
December 2007

Property Insurance Litigation Arising from Hurricane Katrina: The Battle Moves to the Appellate Courts

Claims Quarterly
November 2006

Property Insurance Litigation in the Aftermath of Hurricane Katrina: The Early Results

CPCU Society Claims Quarterly
12/2005

Insurance Coverage Litigation in the Aftermath of Hurricane Katrina

CPCU Society Claims Quarterly
December 2, 2002

Suspension of Operations

Connecticut Law Tribune
2000

Recent Developments in Property Insurance Law

Tort and Insurance Law Journal, 35 Tort & Ins. L.J. 581

Contributing author 

1999

Applying the Efficient Proximate Cause Doctrine in First-Party Coverage Disputes

CGL Reporter


December 2007

Property Insurance Litigation Arising from Hurricane Katrina: The Battle Moves to the Appellate Courts

Claims Quarterly
November 2006

Property Insurance Litigation in the Aftermath of Hurricane Katrina: The Early Results

CPCU Society Claims Quarterly
12/2005

Insurance Coverage Litigation in the Aftermath of Hurricane Katrina

CPCU Society Claims Quarterly
December 2, 2002

Suspension of Operations

Connecticut Law Tribune
2000

Recent Developments in Property Insurance Law

Tort and Insurance Law Journal, 35 Tort & Ins. L.J. 581

Contributing author 

1999

Applying the Efficient Proximate Cause Doctrine in First-Party Coverage Disputes

CGL Reporter

Events


Past

COVID-19: At the Intersection of Property Insurance and Science

Apr 6 2020
R+C Webinar
Past

Insurance Litigation: Leveraging Daubert/Frye Admissibility Standards for Expert Testimony in State and Federal Court

Mar 5 2020
Strafford
Past

COVID-19: At the Intersection of Property Insurance and Science

Apr 6 2020
R+C Webinar
Past

Insurance Litigation: Leveraging Daubert/Frye Admissibility Standards for Expert Testimony in State and Federal Court

Mar 5 2020
Strafford
Past

A Defense Attorney's Perspective for the Fire Investigator

May 1 2019
Connecticut Fire Academy’s 24th Annual Advanced Fire Investigation School program
Past

A Defense Attorney’s Perspective for the Fire Investigator

Nov 16 2018
International Association of Arson Investigators (Connecticut Chapter) 33rd Annual Seminar
Past

Insurance Bad Faith "Setups"

Nov 8 2018
National Business Institute (NBI)
Past

Business Interruption Claims Arising from Catastrophes

Mar 22 2018
R+C-Hosted Webinar
Past

A Defense Attorney's Perspective for the Fire Investigator

May 1 2019
Connecticut Fire Academy’s 24th Annual Advanced Fire Investigation School program
Past

A Defense Attorney’s Perspective for the Fire Investigator

Nov 16 2018
International Association of Arson Investigators (Connecticut Chapter) 33rd Annual Seminar
Past

Insurance Bad Faith "Setups"

Nov 8 2018
National Business Institute (NBI)
Past

Business Interruption Claims Arising from Catastrophes

Mar 22 2018
R+C-Hosted Webinar

News


June 4, 2026

Robinson+Cole Recognized Across Practices and Regions with 46 Chambers USA 2026 Rankings

In the latest edition of Chambers USA: America’s Leading Lawyers for Business, Robinson+Cole achieved significant recognition, securing rankings across multiple practice areas and regions, including a distinguished Nationwide ranking, underscoring the firm’s breadth of capabilities and national reputation. Chambers & Partners has ranked 33 Robinson+Cole lawyers and 13 of its practices, with two newly-ranked lawyers. Twelve lawyers earned Band 1 designations, with two ascending to Band 1 from the previous year, alongside seven Band 1-ranked practices. In addition to being ranked Nationwide in Privacy & Data Security, Linn F. Freedman was also listed in the Chambers Global 2026 ranking guide in the area of Privacy & Data Security – USA for the fifth consecutive year. The rankings, based on extensive client feedback and independent research, reflect a year of strategic growth and high-profile client work, reinforcing the firm’s reputation as an industry leader in various markets.  Chambers USA 2026 recognized the following Robinson+Cole lawyers (denoting Band 1 ranking with a 1): Linn F. Freedman, Privacy & Data Security, Nationwide Brya M. Keilson, Bankruptcy/Restructuring, Delaware Natalie D. Ramsey, (Star Individual) Bankruptcy/Restructuring, Delaware and Pennsylvania: Philadelphia & Surrounds Rachel Jaffe Mauceri, Bankruptcy/Restructuring, Pennsylvania: Philadelphia & Surrounds Dennis C. Cavanaugh, Gregory R. Faulkner1, Frederick E. Hedberg, and Martin A. Onorato, Construction, Connecticut Matthew J. Guanci, Jr. and Eric M. Kogan, Corporate/M&A, Connecticut Kenneth C. Baldwin1 and Joey Lee Miranda1, Energy & Natural Resources, Connecticut Megan E. Baroni, Robert S. Melvin, Earl W. Phillips, Jr. (Senior Statespeople), James P. Ray, Jonathan H. Schaefer, and Emilee Mooney Scott, Environment, Connecticut Lisa M. Boyle1, Healthcare, Connecticut Wystan M. Ackerman1, Dana M. Horton1, Daniel F. Sullivan1, and Gregory P. Varga1, Insurance, Connecticut John L. Cordani1 and Jaqueline Pennino Scheib1, Intellectual Property, Connecticut Stephen W. Aronson, Britt-Marie K. Cole-Johnson, Natale V. DiNatale, and Virginia E. McGarrity, Labor & Employment, Connecticut Jeffrey J. White, Litigation: General Commercial, Connecticut Garry C. Berman1, Steven L. Elbaum1, and Charles F. Martin III, Real Estate, Connecticut Chambers USA 2026 recognized the following Robinson+Cole practices (denoting Band 1 ranking with a 1): Bankruptcy/Restructuring, Delaware Bankruptcy/Restructuring, Pennsylvania: Philadelphia & Surrounds Construction, Connecticut1 Construction, Massachusetts Corporate/M&A, Connecticut Energy & Natural Resources, Connecticut1 Environment, Connecticut1 Healthcare, Connecticut1 Insurance, Connecticut1 Intellectual Property, Connecticut1 Labor & Employment, Connecticut Litigation: General Commercial, Connecticut Real Estate, Connecticut1 Chambers has published guides to the legal profession for over 20 years, highlighting the top lawyers and law firms across the USA. Chambers’ research teams of over 200 individuals assess lawyers and law firms across the United States, conducting thousands of one-on-one interviews per year with in-house counsel and third-party experts. An explanation of Chambers’ methodology can be found online here.

Chambers & Partners
Robinson+Cole Recognized Across Practices and Regions with 46 Chambers USA 2026 Rankings teaser
August 26, 2025

78 Robinson+Cole Lawyers Listed in The Best Lawyers in America© 2026

Firm receives top listing in Connecticut lawyer count in national peer review survey
78 Robinson+Cole Lawyers Listed in The Best Lawyers in America© 2026 teaser
June 5, 2025

Robinson+Cole Secures 45 Total Rankings in Chambers USA 2025 Guide

Chambers USA: America’s Leading Lawyers for Business
Robinson+Cole Secures 45 Total Rankings in <i>Chambers USA 2025</i> Guide teaser
June 4, 2026

Robinson+Cole Recognized Across Practices and Regions with 46 Chambers USA 2026 Rankings

In the latest edition of Chambers USA: America’s Leading Lawyers for Business, Robinson+Cole achieved significant recognition, securing rankings across multiple practice areas and regions, including a distinguished Nationwide ranking, underscoring the firm’s breadth of capabilities and national reputation. Chambers & Partners has ranked 33 Robinson+Cole lawyers and 13 of its practices, with two newly-ranked lawyers. Twelve lawyers earned Band 1 designations, with two ascending to Band 1 from the previous year, alongside seven Band 1-ranked practices. In addition to being ranked Nationwide in Privacy & Data Security, Linn F. Freedman was also listed in the Chambers Global 2026 ranking guide in the area of Privacy & Data Security – USA for the fifth consecutive year. The rankings, based on extensive client feedback and independent research, reflect a year of strategic growth and high-profile client work, reinforcing the firm’s reputation as an industry leader in various markets.  Chambers USA 2026 recognized the following Robinson+Cole lawyers (denoting Band 1 ranking with a 1): Linn F. Freedman, Privacy & Data Security, Nationwide Brya M. Keilson, Bankruptcy/Restructuring, Delaware Natalie D. Ramsey, (Star Individual) Bankruptcy/Restructuring, Delaware and Pennsylvania: Philadelphia & Surrounds Rachel Jaffe Mauceri, Bankruptcy/Restructuring, Pennsylvania: Philadelphia & Surrounds Dennis C. Cavanaugh, Gregory R. Faulkner1, Frederick E. Hedberg, and Martin A. Onorato, Construction, Connecticut Matthew J. Guanci, Jr. and Eric M. Kogan, Corporate/M&A, Connecticut Kenneth C. Baldwin1 and Joey Lee Miranda1, Energy & Natural Resources, Connecticut Megan E. Baroni, Robert S. Melvin, Earl W. Phillips, Jr. (Senior Statespeople), James P. Ray, Jonathan H. Schaefer, and Emilee Mooney Scott, Environment, Connecticut Lisa M. Boyle1, Healthcare, Connecticut Wystan M. Ackerman1, Dana M. Horton1, Daniel F. Sullivan1, and Gregory P. Varga1, Insurance, Connecticut John L. Cordani1 and Jaqueline Pennino Scheib1, Intellectual Property, Connecticut Stephen W. Aronson, Britt-Marie K. Cole-Johnson, Natale V. DiNatale, and Virginia E. McGarrity, Labor & Employment, Connecticut Jeffrey J. White, Litigation: General Commercial, Connecticut Garry C. Berman1, Steven L. Elbaum1, and Charles F. Martin III, Real Estate, Connecticut Chambers USA 2026 recognized the following Robinson+Cole practices (denoting Band 1 ranking with a 1): Bankruptcy/Restructuring, Delaware Bankruptcy/Restructuring, Pennsylvania: Philadelphia & Surrounds Construction, Connecticut1 Construction, Massachusetts Corporate/M&A, Connecticut Energy & Natural Resources, Connecticut1 Environment, Connecticut1 Healthcare, Connecticut1 Insurance, Connecticut1 Intellectual Property, Connecticut1 Labor & Employment, Connecticut Litigation: General Commercial, Connecticut Real Estate, Connecticut1 Chambers has published guides to the legal profession for over 20 years, highlighting the top lawyers and law firms across the USA. Chambers’ research teams of over 200 individuals assess lawyers and law firms across the United States, conducting thousands of one-on-one interviews per year with in-house counsel and third-party experts. An explanation of Chambers’ methodology can be found online here.

Chambers & Partners
Robinson+Cole Recognized Across Practices and Regions with 46 Chambers USA 2026 Rankings teaser
August 26, 2025

78 Robinson+Cole Lawyers Listed in The Best Lawyers in America© 2026

Firm receives top listing in Connecticut lawyer count in national peer review survey
78 Robinson+Cole Lawyers Listed in The Best Lawyers in America© 2026 teaser
June 5, 2025

Robinson+Cole Secures 45 Total Rankings in Chambers USA 2025 Guide

Chambers USA: America’s Leading Lawyers for Business
Robinson+Cole Secures 45 Total Rankings in <i>Chambers USA 2025</i> Guide teaser
August 15, 2024

78 Robinson+Cole Lawyers Listed in The Best Lawyers in America© 2025

78 Robinson+Cole Lawyers Listed in <i>The Best Lawyers in America</i>© 2025 teaser
June 6, 2024

2024 Chambers USA Recognizes 24 Robinson+Cole Lawyers in Nine Practice Areas

Chambers USA: America’s Leading Lawyers for Business
2024 <i>Chambers USA</i> Recognizes 24 Robinson+Cole Lawyers in Nine Practice Areas teaser
August 17, 2023

78 Robinson+Cole Lawyers Listed in The Best Lawyers in America© 2024

Best Lawyers in America
78 Robinson+Cole Lawyers Listed in The Best Lawyers in America© 2024 teaser
December 8, 2022

Robinson+Cole Insurance Group Highlighted in Latest Issue of Connecticut Insurance Law Journal

Connecticut Insurance Law Journal
August 18, 2022

74 Robinson+Cole Lawyers Listed in The Best Lawyers in America 2023

The Best Lawyers in America
June 27, 2022

Providence Lawyers Receive Distinctions During Rhode Island Bar Foundation and Association Annual Meetings


August 15, 2024

78 Robinson+Cole Lawyers Listed in The Best Lawyers in America© 2025

78 Robinson+Cole Lawyers Listed in <i>The Best Lawyers in America</i>© 2025 teaser
June 6, 2024

2024 Chambers USA Recognizes 24 Robinson+Cole Lawyers in Nine Practice Areas

Chambers USA: America’s Leading Lawyers for Business
2024 <i>Chambers USA</i> Recognizes 24 Robinson+Cole Lawyers in Nine Practice Areas teaser
August 17, 2023

78 Robinson+Cole Lawyers Listed in The Best Lawyers in America© 2024

Best Lawyers in America
78 Robinson+Cole Lawyers Listed in The Best Lawyers in America© 2024 teaser
December 8, 2022

Robinson+Cole Insurance Group Highlighted in Latest Issue of Connecticut Insurance Law Journal

Connecticut Insurance Law Journal
August 18, 2022

74 Robinson+Cole Lawyers Listed in The Best Lawyers in America 2023

The Best Lawyers in America
June 27, 2022

Providence Lawyers Receive Distinctions During Rhode Island Bar Foundation and Association Annual Meetings