Robinson Cole LLP
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Steven J. Boyajian, a member of our firm’s Bankruptcy + Reorganizations group, focuses his practice on bankruptcy, creditors' rights, and litigation involving real estate and business disputes. He frequently represents financial institutions, private lenders, purchasers of distressed assets, landlords, title insurers, suppliers, and professional service providers.

Creditors’ Rights

Steve represents financial institutions and private lenders in the enforcement of their rights under credit documents, including through litigation, conduct of secured party sales, foreclosures, and workouts. He develops and executes offensive and defensive strategies for creditors who are confronted by insolvency related risks.

Steve has successfully worked to make his clients financially whole. After a borrower fraudulently transferred funds into a real estate holding company, he obtained full recovery of the money, with fees and interest, for the lender. In another matter, Steve helped a lender obtain full payment, fees, and interest in under a year, by negotiating the restructuring of a multimillion dollar credit facility.

Bankruptcy + Receivership

Steve assists lenders, asset purchasers, landlords, trade creditors, insurers, creditors’ committees and trustees in all stages of bankruptcy and receivership proceedings, including relief from stay and cash collateral hearings, preference and fraudulent transfer litigation, asset sales, and confirmation proceedings. His experience in bankruptcy and receivership allows him to foresee the legal risks his clients may be exposed to as their borrowers approach insolvency, allowing him to protect clients’ interests and assets. He successfully helped a client, a secured creditor, get full recovery of its multimillion dollar claim, including interest and fees, from a debtor in Chapter 11 bankruptcy after a lengthy confirmation process involving competing plans of reorganization.

Real Estate Litigation

Steve represents owners, lenders and title insurers in all real estate litigation, including contested foreclosures, challenges to the validity of mortgages, evictions, prescriptive easements and adverse possession, tax appeals, tax sales, and title insurance coverage matters. He has defended multiple claims concerning the alleged invalidity of consumer mortgages and pending foreclosures, including cases in a master docket of more than 800 cases in the United States District Court for the District of Rhode Island.

Business Litigation

Steve helps clients involved in all manner of business disputes, including litigation of professional liability matters, business torts, breach of contract claims, and shareholder disputes. He has a record of achieving success on clients’ behalf, such as working with a team to obtain summary judgment in favor of a national actuarial firm which had faced allegations of malpractice.

He contributes to the firm's Data Privacy + Security Insider blog.

Pro Bono + Community Involvement

Steve is committed to pro bono work. He participates in the Rhode Island Bar Association’s Elderly Pro Bono Program by assisting elderly individuals faced with collection actions. He is on the Town Council in Barrington, Rhode Island. He is also a member of the Board of Directors of Day One, an organization which advocates for victims of sexual abuse and violence.

Prior to joining Robinson+Cole, Steve was with a boutique bankruptcy firm in Providence, Rhode Island, where he counseled clients on all aspects of receivership proceedings and related litigation and in all stages of bankruptcy. While in law school, he worked for the National Consumer Law Center in Boston, Massachusetts.

  • Boston College Law School (Juris Doctor, cum laude)
  • Pomona College (Bachelors)
    • B.A., Politics

  • Commonwealth of Massachusetts
  • State of Rhode Island
  • U.S. Court of Appeals, 1st Circuit
  • U.S. District Court, District of Massachusetts
  • U.S. District Court, District of Rhode Island

Selected to the Rhode Island Super Lawyers list from 2018 to 2020

Selected as a Rising Star to the Rhode Island Super Lawyers list from 2015 to 2017

Recognized as a "40 Under Forty" winner by Providence Business News for 2017

Recognized in Rhode Island Monthly’s Professional Excellence in Law awards in the area of Bankruptcy And Workout from 2021 to 2025

Recognized as a 2023 Leader in the Law by Rhode Island Lawyers Weekly

U.S. Bankruptcy Court for the District of Rhode Island
Former Attorney Advisory Committee (2007 - 2012)

American Bankruptcy Institute

Rhode Island Bar Foundation
Treasurer (2022 - present)
Board of Directors (2020 - present)
Member of Thomas Black Jr. Memorial Scholarship Committee (2013 - present)
Fellow

Rhode Island Bar Association
Member, Creditors’ and Debtors’ Rights Committee

Turnaround Management Association

Massachusetts Bar Association

U.S. District Court, District of Rhode Island
Board of Bar Admissions

Day One
Board of Directors

Barrington Town Council, Barrington, Rhode Island
Former Town Council; Chairman, Ad Hoc Tax Exemption Committee

Barrington Little League
Director

Barrington Land Conservation Trust
Director

Experience


Relief From Stay

Obtained relief from stay to repossess and disposed of tower cranes through secured party sales to overseas purchasers, and recovered associated crane rental proceeds through state court receivership.

Fraudulently Transferred Collateral

Obtained full recovery, including fees and interest, for lender whose collateral proceeds had been fraudulently transferred by borrower into a real estate holding company. Obtained prejudgment attachment and injunctive relief against holding company to prevent further development until the client’s claim was satisfied.

Read More

Restructuring in Less Than A Year

On behalf of secured lender, negotiated restructuring of multimillion dollar credit facility to troubled lumber company under which the client received full payment, including interest and fees, in less than one year.



Publications


2023

Connecticut Commercial Lending Law

Commercial Lending Law: A Jurisdiction-by-Jurisdiction Guide to U.S. and Canadian Law (Third Edition)

Published by the American Bar Association (ABA) Business Law Section Commercial Finance Committee, the chapter provides commercial lenders, lawyers, and businesses a general outline of the laws in Connecticut governing various aspects of the state’s commercial lending laws. Click here for more information on the book.

Pro Bono - At a Glance teaser
April 29, 2020

Pro Bono - At a Glance

Pro Bono At A Glance teaser
March 2019

Pro Bono At A Glance

2023

Connecticut Commercial Lending Law

Commercial Lending Law: A Jurisdiction-by-Jurisdiction Guide to U.S. and Canadian Law (Third Edition)

Published by the American Bar Association (ABA) Business Law Section Commercial Finance Committee, the chapter provides commercial lenders, lawyers, and businesses a general outline of the laws in Connecticut governing various aspects of the state’s commercial lending laws. Click here for more information on the book.

Pro Bono - At a Glance teaser
April 29, 2020

Pro Bono - At a Glance

Pro Bono At A Glance teaser
March 2019

Pro Bono At A Glance

Legal Update: Let The Buyer Beware—The Pitfalls of Buying Claims In Bankruptcy Cases teaser
August 6, 2018

Legal Update: Let The Buyer Beware—The Pitfalls of Buying Claims In Bankruptcy Cases

Pro Bono At a Glance teaser
July 10, 2018

Pro Bono At a Glance

June 2018

Hope for Redemption – The Treatment of Pre-Petition Tax Sales in Bankruptcy

American Bankruptcy Institute Journal

The article covers whether a debtor can extend tax sale redemption payments over the life of a plan. “There is no single answer,” said Mr. Boyajian, “because the ways in which state laws unbundle the attributes of property ownership following tax sales are too varied to allow it. However, by examining what a taxpayer retains and what a purchaser takes through a tax sale, bankruptcy courts have developed a consistent analytical framework that should allow for the development of predictable results for debtors that have lost their property to pre-petition tax sales. View the article.

Legal Update: Supreme Court Limits Safe Harbor in Fraudulent Transfer Litigation teaser
February 28, 2018

Legal Update: Supreme Court Limits Safe Harbor in Fraudulent Transfer Litigation

September 2017

Just Say No to Drugs? Creditors Not Getting a Fair Shake When Marijuana-Related Cases Are Dismissed

American Bankruptcy Institute Journal

The article provides a brief history of marijuana-related bankruptcy cases, examines the recent denial of relief to marijuana-related debtors and their creditors, and discusses the implications of Controlled Substance Act forfeiture in bankruptcy. View the article.

November 25, 2016

Boyajian named legal Rising Star

Providence Business News

Mr. Boyajian talks about what inspired him to pursue a law career, what is the makeup of a good lawyer, why he chose business bankruptcy law, and what are the greatest challenges in doing business in Rhode Island. View the article.



Legal Update: Let The Buyer Beware—The Pitfalls of Buying Claims In Bankruptcy Cases teaser
August 6, 2018

Legal Update: Let The Buyer Beware—The Pitfalls of Buying Claims In Bankruptcy Cases

Pro Bono At a Glance teaser
July 10, 2018

Pro Bono At a Glance

June 2018

Hope for Redemption – The Treatment of Pre-Petition Tax Sales in Bankruptcy

American Bankruptcy Institute Journal

The article covers whether a debtor can extend tax sale redemption payments over the life of a plan. “There is no single answer,” said Mr. Boyajian, “because the ways in which state laws unbundle the attributes of property ownership following tax sales are too varied to allow it. However, by examining what a taxpayer retains and what a purchaser takes through a tax sale, bankruptcy courts have developed a consistent analytical framework that should allow for the development of predictable results for debtors that have lost their property to pre-petition tax sales. View the article.

Legal Update: Supreme Court Limits Safe Harbor in Fraudulent Transfer Litigation teaser
February 28, 2018

Legal Update: Supreme Court Limits Safe Harbor in Fraudulent Transfer Litigation

September 2017

Just Say No to Drugs? Creditors Not Getting a Fair Shake When Marijuana-Related Cases Are Dismissed

American Bankruptcy Institute Journal

The article provides a brief history of marijuana-related bankruptcy cases, examines the recent denial of relief to marijuana-related debtors and their creditors, and discusses the implications of Controlled Substance Act forfeiture in bankruptcy. View the article.

November 25, 2016

Boyajian named legal Rising Star

Providence Business News

Mr. Boyajian talks about what inspired him to pursue a law career, what is the makeup of a good lawyer, why he chose business bankruptcy law, and what are the greatest challenges in doing business in Rhode Island. View the article.


News


June 9, 2025

Dana Horton and Steve Boyajian Receive 2025 Professional Excellence in Law Awards

Insurance + Reinsurance group lawyer Dana M. Horton and Bankruptcy + Reorganizations group lawyer Steven J. Boyajian have once again been recognized in Rhode Island Monthly’s Professional Excellence in Law awards. Nominated and chosen by their peers, the honorees exemplify “the leading local lawyers in their respective areas of practice, from general counsel and personal injury to civil litigation and criminal defense.” For the sixth consecutive year, Dana is one of three lawyers recognized in the Insurance practice area and Steve was recognized in the area of Bankruptcy and Workout for the fifth year in a row. View the complete list of honorees.

Rhode Island Monthly
June 7, 2024

Dana Horton and Steve Boyajian Receive 2024 Rhode Island Monthly Professional Excellence in Law Awards

Rhode Island Monthly
February 6, 2024

Robinson+Cole Lawyers Contribute to Connecticut Chapter of Commercial Lending Law: A Jurisdiction-by-Jurisdiction Guide to U.S. and Canadian Law

Commercial Lending Law: A Jurisdiction-by-Jurisdiction Guide to U.S. and Canadian Law (Third Edition, 2023)
June 9, 2025

Dana Horton and Steve Boyajian Receive 2025 Professional Excellence in Law Awards

Insurance + Reinsurance group lawyer Dana M. Horton and Bankruptcy + Reorganizations group lawyer Steven J. Boyajian have once again been recognized in Rhode Island Monthly’s Professional Excellence in Law awards. Nominated and chosen by their peers, the honorees exemplify “the leading local lawyers in their respective areas of practice, from general counsel and personal injury to civil litigation and criminal defense.” For the sixth consecutive year, Dana is one of three lawyers recognized in the Insurance practice area and Steve was recognized in the area of Bankruptcy and Workout for the fifth year in a row. View the complete list of honorees.

Rhode Island Monthly
June 7, 2024

Dana Horton and Steve Boyajian Receive 2024 Rhode Island Monthly Professional Excellence in Law Awards

Rhode Island Monthly
February 6, 2024

Robinson+Cole Lawyers Contribute to Connecticut Chapter of Commercial Lending Law: A Jurisdiction-by-Jurisdiction Guide to U.S. and Canadian Law

Commercial Lending Law: A Jurisdiction-by-Jurisdiction Guide to U.S. and Canadian Law (Third Edition, 2023)
June 7, 2023

Robinson+Cole Lawyers Recognized for “Excellence in the Law” by Rhode Island Lawyers Weekly

June 6, 2023

Providence Lawyers Ascend to Leadership Roles/Receive Recognitions During 2023 RI Bar Foundation and Association Annual Meetings

May 30, 2023

Steve Boyajian and Dana Horton Receive 2023 Rhode Island Monthly Professional Excellence in Law Awards

June 27, 2022

Providence Lawyers Receive Distinctions During Rhode Island Bar Foundation and Association Annual Meetings

May 27, 2022

Steve Boyajian and Dana Horton Receive 2022 Rhode Island Monthly Professional Excellence in Law Awards

Rhode Island Monthly
July 8, 2021

Steve Boyajian and Dana Horton Reappointed to Rhode Island Bar Association Leadership Positions

Rhode Island Bar Association

June 7, 2023

Robinson+Cole Lawyers Recognized for “Excellence in the Law” by Rhode Island Lawyers Weekly

June 6, 2023

Providence Lawyers Ascend to Leadership Roles/Receive Recognitions During 2023 RI Bar Foundation and Association Annual Meetings

May 30, 2023

Steve Boyajian and Dana Horton Receive 2023 Rhode Island Monthly Professional Excellence in Law Awards

June 27, 2022

Providence Lawyers Receive Distinctions During Rhode Island Bar Foundation and Association Annual Meetings

May 27, 2022

Steve Boyajian and Dana Horton Receive 2022 Rhode Island Monthly Professional Excellence in Law Awards

Rhode Island Monthly
July 8, 2021

Steve Boyajian and Dana Horton Reappointed to Rhode Island Bar Association Leadership Positions

Rhode Island Bar Association

Events


Past

25th Annual Bankruptcy Law Conference 2024

Feb 8 2024
Massachusetts Continuing Legal Education, Inc. (MCLE | New England)
Past

Receiverships & Bankruptcy Law

Nov 8 2019
Rhode Island Bar Association
Past

25th Annual Bankruptcy Law Conference 2024

Feb 8 2024
Massachusetts Continuing Legal Education, Inc. (MCLE | New England)
Past

Receiverships & Bankruptcy Law

Nov 8 2019
Rhode Island Bar Association
Past

Practice Pointers: When Bankruptcy and Consumer Protection Statutes Collide

July 11-13, 2019
American Bankruptcy Institute's 2019 Northeast Bankruptcy Conference & Northeast Consumer Forum
Past

Receiverships & Bankruptcy Law

Oct 19 2018
Rhode Island Bar Association's annual Recent Developments in the Law
Past

Receiverships & Bankruptcy Law

Oct 25 2017
Rhode Island Bar Association's annual Recent Developments in the Law conference
Past

Receiverships & Bankruptcy Law

Nov 1 2016
Rhode Island Bar Association's annual Recent Developments in the Law conference
Past

Practice Pointers: When Bankruptcy and Consumer Protection Statutes Collide

July 11-13, 2019
American Bankruptcy Institute's 2019 Northeast Bankruptcy Conference & Northeast Consumer Forum
Past

Receiverships & Bankruptcy Law

Oct 19 2018
Rhode Island Bar Association's annual Recent Developments in the Law
Past

Receiverships & Bankruptcy Law

Oct 25 2017
Rhode Island Bar Association's annual Recent Developments in the Law conference
Past

Receiverships & Bankruptcy Law

Nov 1 2016
Rhode Island Bar Association's annual Recent Developments in the Law conference